CLA Healthcare is brought to you by Punter Southall Health & Protection, an independent healthcare intermediary with over 25 years' experience in sourcing health cover to suit the needs of their clients.
Whether it is private medical insurance, health screening, dental or travel insurance, at CLA Healthcare we pride ourselves on operating a dedicated team that delivers high quality, consistent support: a team that will work with you to design a healthcare package to meet your needs.
CLA Healthcare gives you the opportunity to create your own healthcare plan and build the right level of cover to best suit your needs. Whether you are thinking of investing in private medical insurance for the first time, or have had a policy for a number of years, you can utilise the services to ensure you have the right level of cover and the right benefits at the right price.
If you are considering private medical insurance for the first time, CLA Healthcare will complete a full and comprehensive review of the market for you, consulting with a number of insurers, and subsequently recommend a policy that best suits your specific requirements. We will answer any questions you may have regarding the policy and explain the key specific elements to you.
If you would like a review of your current arrangements to ensure you are receiving the best return on your investment, CLA Healthcare will undertake a full market review on your behalf. We will compare offers from a variety of product providers with the aim of reducing premiums without lowering benefit levels. Advances in medical technology, changing hospital scales, and Jargon such as ‘directional care’ make it confusing for anyone without experience to understand. We will ensure your requirements are still being met and you’re not paying for cover you don’t need.
When taking out a healthcare plan with CLA Healthcare, as an added benefit, we are delighted to provide you with a private GP Telephone Consultation Service. This service enables you to talk in confidence to a qualified practising GP without the worry and inconvenience of time constraints.
Visiting the dentist is not just about looking after your teeth, infections in the mouth can cause problems in other parts of the body.
Through CLA Healthcare CLA members have access to a bespoke dental scheme with the first month free.
The following levels of cover are suggested as a strong fit for a diverse membership population
Clear 1 – reimburses 100% of NHS charges, to an annual maximum of £550 for routine treatment and £550 for accident/sports injury treatment. If you take this level but receive private treatment, you can still claim, but will be reimbursed 100% of the NHS equivalent charge.
Clear 3 – is suitable for those attending a private dentist charging up to mid-range fees. Annual maximums of £1,250 apply (£2,500 in total).
Clear 5 – offers higher levels of reimbursement for those attending a more expensive private dentist. Annual maximums of £2,000 apply (£4,000 in total).
The UK population is living for longer, but living longer doesn’t mean staying healthy for longer. Early detection of potential issues can be key to achieving a fit and fulfilling retirement.
Tests can now look for health issues such as Rheumatoid Arthritis and Osteoporosis years before you experience symptoms and while you can’t reverse these conditions you can take preventative measures to slow down their progression.
It is fascinating to think that you can have diabetes 12 years before any symptoms surface, and that your blood vessels can be blocked by 75% before you experience any issues. Without regular health checks you may not be aware that you have health problems developing.*
CLA Healthcare has developed a health screening programme that can be conducted in the home using the very latest mobile testing equipment. Each assessment is undertaken by experienced screening practitioners, supported by GP’s and is designed to be as non intrusive as possible.
*UK National Screening Committee, Jan 2010
For a full list of what is covered within the health screen speak to CLA Healthcare.
Individual health screen cost £250, a minimum spend of £500 applies. Alternative products are available for businesses.
The Foreign and Commonwealth Office says one in ten over fifty five year olds do not always take out travel cover, despite half having a medical condition.
Finding travel insurance when you have a pre-existing medical condition can be a challenge. Often insurance companies shy away from difficult risks prompting some consumers to take a potentially financially catastrophic risk and travel uninsured. One night in hospital in the USA can cost up to $10,000. There are many people who believe they’re uninsurable, simply because they are considered too old or have previous or ongoing medical conditions making them too great a risk. That is not necessarily true.
Working with our trusted partner AllClear Travel we believe everyone has the right to travel no matter what the medical condition, destination or age.